What is one of the key features of structured products?

One of the key features of structured products is that they can be designed to meet specific risk-return profiles. This customization allows financial advisors and investors to tailor these products according to individual investment goals, risk tolerance, and market outlook. Structured products can combine various underlying assets, such as stocks, bonds, or commodities, along with derivatives, to create a specific payout structure that aligns with the investor's needs. This flexibility can cater to varying strategies, whether seeking capital preservation, income generation, or enhanced returns based on market performance.

In contrast, the other options do not accurately describe the core characteristics of structured products. They are not limited to long-term investments, as some may have shorter maturities. Additionally, structured products can be linked to various underlying assets, not just utility companies, and they do not necessarily require a minimum investment of one million dollars, as many are accessible to a broader range of investors with lower minimum investment thresholds.